“Minimum payment” is the bank statement on an option, and this corresponds to “full repayment.” Minimum payment, only to repay overdraft amount about 10%. Suppose cardholder overdrafts 10,000 yuan, a month is also 10%, greatly reducing the cardholder repayment pressure.

But need to remind cardholders that choice in full repayment of the credit cards as long as full and on time payments can enjoy interest-free treatment, but choose the lowest repayment of credit cards, in the future each overdraft consumption will not get interest-free. Moreover, the cardholder must not even think of course as they see the minimum amount payments, as added interest, the repayment amount is increasing, so the cardholder must follow the banks of the bill in the amount to repay Otherwise, do not enjoy interest-free period, but also as not repay part of the payment of 5% late fee.